He holds a Bachelor’s Degree in Insurance from Delhi University, is a Post Graduate in Insurance Law & Associate from Insurance Institute of India.
He is one of the few professionals in the industry today who planned his insurance career right from his university days and has a strong pedigree in the sector.
His inclination towards the subject was such that he started to teach insurance in Insurance Institute of India while still in final year of his graduation.
He has spent over 20 years actively engaged in the industry, with experience in all aspects of Life, Bancassurance and Personal Lines. He has been a speaker at many conferences on various subjects, especially Bancassurance.
He currently is President – Life, Bancassurance and Personal Lines for Union Insurance Company
He was a Board Member of Takaful Emarat from June 2013 to April 2015.
Prior to joining UIC & coming on board of Takaful Emarat, he practiced as management consultant and did projects for financial institutions from 2011.
Kamal moved to Gulf with Oman Insurance in year 2000. He developed Bancassurance business for the company and has to his credit many firsts for the Middle East insurance market. Since Kamal’s inclusion in the Oman Insurance Team, it bagged many prestigious Bancassurance contracts within UAE and in the region, created over 35 Bancassurance partnerships in 11 years. He resigned from OIC as EVP and Head of Bancassurance in 2011.
Before joining Oman Insurance, he was practicing as an Insurance Consultant in India in the diverse fields of Aviation and Banking and as an independent Insurance Consulting professional was empanelled will leading ATO’S, unscheduled airlines and Banks in India
Kamal brings a wealth of experience in product development, reinsurance and relationship management and out of box thinking creating innovative offerings and tailor made solutions.